I own a Jeep Wrangler and have full coverage insurance. In the summer time I run with the soft top and on some days nothing on it all. Even when the soft top is on and the doors are locked it only takes the knowledge of a zipper to get into the Jeep and
You would need to read through the terms of your policy and then if necessary discuss your coverages with your insurance agent, however in general your comprehensive coverage should cover you if the car is stolen and for any damage or vandalism that may occur to it. Since you...