If I owe more on the car than what it is worth, I understand gap coverage if I am at fault in the accident. Will my gap coverage pay if my car is totaled in an accident that is not my fault and the other company is only offering the book value of my car
Yes, your GAP insurance should pay out if your car is declared a total loss from an accident that you were not at fault in and thus which you are making a third party claim against the at-fault party's insurance. As long as either your insurance company or the at-fault drive...