My paint on both fenders and hood were scratched in a...

My paint on both fenders and hood were scratched in a parking lot by stray dogs. Do I need to pay a deductible? Is this not like vandalism which I have experienced in the past and did not have to pay a deductible?

If the paint scratches on your hood and fenders are covered by your auto insurance it would under your comprehensive coverage. Comprehensive is a physical damage coverage which there is typically a deductible for which you chose the amount of when you started the coverage. Ph...

Date: September / 28 / 2006
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